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Our Team

Jerry Cline

Jerry graduated from Denison University in Granville, Ohio with a bachelor’s degree in History and Economics.  He loves golf, hunting and is a die-hard Cleveland Browns fan.  Jerry resides on Seabrook Island, South Carolina with his better half, Marty and their Bernese Mountain Dog, Bogey. 

What one word best describes you?

What is one thing people do not know about you?
I am very sensitive

If you could have any job for one day, what would you do and why?
Be a football coach.  Because you work with individuals to accomplish a team goal

What is you favorite phrase?

Over 30 years experience in the financial services industry.  Securities licenses 7, 24, 63, 27 and 53.  Life and health insurance licensed. 

You can reach Jerry at:

Marty Cline

Marty is a graduate of Kent State University with a degree in Business Management. She is an avid equestrian and competes in the Hunter/Jumpers with her horse, Romeo K. She has 3 children; Trevor and Dillon, who are both fabulous golfers and and Alyson, recently graduated from DePauw University and currently resides in Seattle, WA. In addition to spending time with Jerry and her family, Marty loves reading a good book and taking pictures of the beautiful lowcountry.

What one word describes you?

What is one thing people do not know about you?
I am a closet “Dancing with the Stars” fan

If you could have any job for one day, what would you do and why?
I would be an equine veterinarian. I love everything about horses.

What unknown talent do you have?
I can sew

Securities licenses: 7, 63 and 66.

You can reach Marty at:

Ken Pawula

Ken Graduated from Illinois State University in Normal, IL with a bachelor’s in Insurance. He loves golf and softball and is a die-hard Chicago Blackhawks fan. Ken resides in Buffalo Grove, Illinois. Ken has a fiance, Catlyn, and a yellow lab named Zella.

What one word best describes you?

What is one thing people do not know about you?
I am very good with animals

If you could have any job for one day, what would you do and why?
Major league pitcher for baseball on a day I can pitch but afterword’s interact with people and doing signing for charities.

What is your favorite phrase?
“It is what it is”

Over 7 years experience in the financial services industry.  Securities Licenses 6, 7, 63 and 65. Life and health insurance licensed. 

You can reach Ken at:

Chad Disbennett 

Chad is the founder and CEO of Disbennett Wealth Management Group, and the creator of the "Wealth With Clarity" Process. Having a background in education, Chad focuses on helping people better understand the sometimes confusing world of Financial Planning. He is a true financial "coach" in that he thoroughly enjoys learning about his clients and their needs, and then finding the best solutions to fit those needs. 

As opposed to simply being an advisor, he is a true guide to his clients, and looks to form long lasting relationships.

Chad graduated from the College of Business at the University of Cincinnati, and then continued his education at Capital University in the realm of business education. He holds a Series 7 General Securities Registration, a Series 66 Investment Advisory Representative Registration, an Ohio Life and Health Insurance License, a CPR Late State College Planning Certificate, AHIP Medicare Certification, and has completed the rigorous training necessary to obtain the designation as a Certified Financial Planner® Practitioner.

As an NCAA Division I All-American in Track and Field, and a former AMA National Hillclimb Champion, Chad truly understands the meaning of hard work and commitment. He puts that same passion and effort into helping his clients each and every day.

Some of the activities that Chad enjoys are participating in Lancaster Rotary, supporting the local schools and their athletic programs, attending the Church of the Nazarene, golfing, camping, riding, and billiards. More than anything else though, Chad enjoys spending time with his wife Danielle and his children, Danica and Cooper.

You can reach Chad at:

Drew Raucci 

Drew Raucci, ChFC®, CLU® is the CEO and managing partner of Ingram & Raucci Insurance and Financial Advisors, TermQuote® and CareQuote®.   He was born in raised in Chicago, before moving to Ohio in 2002.  Drew started his career at Zurich Life after receiving his undergraduate degree from the University of Illinois in 1997. He previously held the position of Vice President of Sales for TermQuote® from 2002 until January 2008. Drew has his series 24, 66 and 7 securities licenses. 

He is married to his lovely wife, Kathy.  They have two children, Olivia and Cole

Who is one person in your life you look up to the most and why?
My Grandfather because of his honesty and integrity

What is your favorite thing to do on a Saturday Afternoon?
Spend time with my family

Give one word that best describes you?

What would be your fantasy job?
Run a recycling plant 

You can reach Drew at

Paul D. Miller 

Paul D. Miller, CLU has over 25 years of experience in the financial services industry working with business owners and individuals. As an independent financial consultant since 2007, Paul has assisted his clients in accumulating and preserving their wealth. He specializes in alternative investments, disability income insurance, life insurance, retirement income planning and college funding. Prior to the his entry into financial services he worked as a Certified Public Accountant with Deloitte & Touché, a Multinational Public Accounting firm, Palm Beach Inc., a Fortune 500 garment manufacturer, CBS Personnel Services, Northwestern Mutual Life and a local start up community bank. A 1980 University of Dayton graduate with a BSBA with a major in Accounting, Paul is originally from McKeesport PA.  Paul has three sons.  The oldest, JR currently attends Brigade Capital in Manhattan. Middle son Matthew is doing his Residency at Rhode Island Hospital/Brown University, and his youngest son works for a Local Bank in Columbus and is Majoring in Accounting and Finance at Ohio State.

He is involved in the Community where attends and volunteers at both Incarnation and Southbrook Church. He also volunteers at the Gospel Mission and The Good Neighbor House. He is an active member of TAWASI and The Business Network.

You can reach Paul at

 Securities and Advisory Services Offered Through Royal Alliance Associates, Inc.  


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Check the background of this financial professional on FINRA's BrokerCheck.